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Personal Savings Accounts

Commercial Bank offers a variety of convenient ways to save along with safe returns and easy access to your funds.

Account Type
Monthly Maintenance Fee
Minimum Balance to Avoid Maintenance Fee
Interest Paid
Rewards

Personal Savings

$5

$300 Minimum Daily Balance

OR

$500 Average Daily Balance

View Rates1

  • FREE: Online Banking, Mobile Banking & Mobile Deposit

Executive 50 Savings2

(For Those Age 50 and Over)

FREE

N/A

View Rates1

  • FREE: Online Banking, Mobile Banking & Mobile Deposit
  • No Minimums Required

UTMA Custodial Savings2

(For Minors up to Age 18)

FREE

N/A

View Rates1

  • FREE: Online Banking, Mobile Banking & Mobile Deposit
  • No Minimums Required
  • Premium Interest Rate

Minimum opening balance is $100 unless otherwise stated. Monthly/Quarterly Maintenance Fee may be shown on your account statement as Service Charge. 1Interest is compounded and credited quarterly to the account. See current rate sheet for interest rates and APY. 2 No minimum opening balance required.

Personal

Fraud Alert

We’ve been made aware that customers are receiving fraudulent text messages and phone calls
claiming to be from Commercial Bank referencing fake transactions or suspicious account
activity. Texts are coming from phone number 208-909-8008. The phone calls appear to come
from our main line, 314-434-4141. Don’t trust caller ID. Caller ID can be modified to show any
name and number.

Please be advised:

  • These messages are not from Commercial Bank.
  • Do not click on any links or provide personal or financial information in response.
  • Do not provide your online banking username, password, debit card number,
    account number, or any personal information.

If you received one of these texts, we recommend deleting it immediately. If you receive a phone
call, hang up immediately. Please be vigilant and review all your banking accounts for any
suspicious activity. If you suspect any unauthorized transactions, contact us immediately.

Stay vigilant,

Commercial Bank Security Team

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