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Personal/Home Equity

Personal Loans

Commercial Bank offers a variety of personal loans for your individual needs.  Do you need money for short-term personal expenses?  Interested in purchasing a vehicle?  Stock?  Commercial Bank’s friendly staff can help.

  • New and used auto/truck loans up to 5 years
  • Personal lines of credit
  • Overdraft Protection
  • Competitive fixed and variable interest rates
  • Flexible terms for predictable, affordable payments
  • Rate discount available for payments on auto-debit

Home Equity Credit Lines (HECLS)

Borrow only the amount you want, exactly when you want it with a revolving Home Equity Credit Line.  A Commercial Bank HECL can give you the peace of mind, knowing that your personal borrowing needs can be met at your convenience.

  • 20 year term
  • Pay only interest due for the first 10 years
  • Variable interest rates based on LTV
  • FREE checks to access to your funds

Loans

Fraud Alert

We’ve been made aware that customers are receiving fraudulent text messages and phone calls
claiming to be from Commercial Bank referencing fake transactions or suspicious account
activity. Texts are coming from phone number 208-909-8008. The phone calls appear to come
from our main line, 314-434-4141. Don’t trust caller ID. Caller ID can be modified to show any
name and number.

Please be advised:

  • These messages are not from Commercial Bank.
  • Do not click on any links or provide personal or financial information in response.
  • Do not provide your online banking username, password, debit card number,
    account number, or any personal information.

If you received one of these texts, we recommend deleting it immediately. If you receive a phone
call, hang up immediately. Please be vigilant and review all your banking accounts for any
suspicious activity. If you suspect any unauthorized transactions, contact us immediately.

Stay vigilant,

Commercial Bank Security Team

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