The Roth IRA is an individual retirement account that allows you to invest after-tax income, up to a specified amount each year. The Roth IRA is a secure way to save for retirement as your savings grow tax-free.

  • Allows for tax-free qualified distributions after reaching 59 ½
  • Taxes are paid on money contributed
  • Must have earned income (compensation) to contribute to a Roth IRA
  • May make contributions after reaching 70 ½
  • Roth IRA owners are not subject to RMD rules
  • Competitive rates

Traditional/Roth Contribution Limits


Standard Contribution

Catch-Up Contribution

(for ages 50 or older)







2024 and on

Indexed with Inflation

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