Roth IRA

The Roth IRA is an individual retirement account that allows you to invest after-tax income, up to a specified amount each year. The Roth IRA is a secure way to save for retirement as your savings grow tax-free.

• Allows for tax-free qualified distributions after reaching 59 ½
• Taxes are paid on money contributed
• Must have earned income (compensation) to contribute to a Roth IRA
• May make contributions after reaching 70 ½
• Roth IRA owners are not subject to RMD rules
• Competitive rates

Traditional/Roth Contribution Limits