Free Kasasa Cash Back® Checking
Get free checking that pays you cash back on debit card purchases — and gives you lots of rewards like refunds on ATM withdrawals, nationwide!* Opening a Kasasa Cash Back checking account is helpful for you and our community as we keep that money here — and out of the hands of megabanks. Kasasa® accounts are all about empowering our community with free accounts that reward you just for banking with us.
Rewards:
- FREE checking that PAYS YOU BACK
- Get an amazing 4.00% on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Can link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Unlimited Electronic Transactions
- FREE Monthly Paperless E-Statements
- FREE Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking
- FREE Mobile Deposit
- Access to MoneyPass ATM Network for FREE Withdrawals
Qualifications:
Earning your Kasasa Cash Back rewards is simple! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases, each greater than $1.00
- Be enrolled in and agree to receive e-statements
- At least 1 direct deposit or ACH payment transaction
That’s all there is to it! If you don’t meet your qualifications during the cycle, don’t worry — your Kasasa Cash Back account is still free. Even more, you can get right back to earning your full rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $1.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.
Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly ACH credit and/or ACH payment transactions, enrollment in e-statements, and 12 debit card purchases (each of $1.00 or more) are a condition of this account. Enrollment in electronic services (e.g. e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account per Social Security Number. There are no recurring monthly maintenance charges or fees to open account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC. Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
